Module 01
Financial Health
A company-wide financial health check-up. Reconciles delivered supports against claims and invoices, flags unspent funds and produces board-ready views.
Oliver AI: AI finance, payroll and client profitability analysis
Oliver securely connects your care management, rostering, finance, HR and payroll systems to show exactly where money is leaking, and what to fix, fast. Replace days of spreadsheet reconciliation with near real-time, decision-ready insights that protect and grow margins.
- Boost margins by up to 15%
- Recover $100k–$200k a year in missed invoices and claim leakage
- Save 30–40% of admin time on reconciliations
Finance & Operations
See Oliver AI in action
Watch the walkthrough, then get set up in four steps. Connections are API-first and read-only by default, and most teams connect a system in about 3 minutes once credentials are ready.
Up and running in four steps
- 1
Create your account
Sign up at Curki.ai and verify your email.
- 2
Connect your finance stack
In Connect, paste an API key or complete OAuth for care management or rostering, finance, payroll and HR. More connections mean deeper reconciliation.
- 3
Confirm access and mapping
Choose read-only scopes, then map pay categories, penalties and client and staff IDs wherever automatic matching can't resolve them.
- 4
Run your first reconciliation
Open Financial Health, Client Profitability or Payroll Analysis, choose a pay period and review the flagged leaks, mismatches and margin drivers.
Stuck on scopes or ID mapping? Book a free 30-minute session and our product experts will onboard you end to end. Book a walkthrough
What changes with Oliver AI
Before
Finance teams spend 3–5 days a month exporting CSVs, reconciling payroll to rosters and hunting variances in pivot tables. Profitability is known weeks later, and leaks stay hidden until the cash is already gone.
- Delivered supports that never become invoices
- Unspent funds discovered after they expire
- Penalty rates and overtime quietly eroding margin
- Pay-run errors found only after staff complaints or a wage blowout
With Oliver AI
Connect your systems via API in minutes. Oliver reconciles revenue against wages per client and shift, flags unbilled services, highlights expiring funds and gives you a traffic-light profitability check you can act on immediately.
“From hours of reconciliation to minutes of clarity. Unlock precise profit visibility without changing your existing software.”
What Oliver delivers
Boost margins by up to 15%
Identify under-billed services, unoptimised rosters and penalty-rate hotspots.
Recover $100k–$200k annually
Surface missed invoices, claim leakage and operational inefficiencies.
Save 30–40% of admin time
Cut manual exports, reconciliations and spreadsheet wrangling.
Accelerate reporting by 5x
Management-ready profitability and wage-to-revenue views, produced automatically.
Catch pay-run errors before approval
Flag differences between rostered, approved and paid hours, including ghost shifts.
Audit-ready financial traceability
Every number is linked back to service delivery evidence in your source systems.
| Before | With Oliver |
|---|---|
| 32 hours of admin for accounting and managers | Board-ready report in 3 minutes |
| $8k a month in analyst cost | Answers from Ask Oliver in about a minute |
| $120k a year cost to the business | $120k a year saving |
Illustrative model from Curki's value metrics. Results vary by organisation.
Three modules, one Associate
Module 02
Client Profitability
The unit economics engine. Shows who you made money on, who you lost money on and why, down to the participant, shift pattern and service line.
Module 03
Payroll Analysis
Your payroll auditor. Reconciles timesheets against pay runs so you catch errors, overpayments and underpayments before payroll is approved.
Key capabilities
What Oliver can do for your team.
01
Revenue reconciliation
Matches delivered supports from rosters and care logs against claims, invoices and receipts.
05
Timesheet vs pay run reconciliation
Line-by-line matching of roster and time entries to payroll pay lines.
09
Multi-entity views
Consolidated or entity-by-entity reporting where multiple finance entities are connected.
02
Claim leakage alerts
Detects services delivered but not billed, with drill-down to the underlying records.
06
Overtime and penalty hotspotting
Pinpoints the shifts, clients and staff patterns driving premium rates.
03
Unspent funds detection
Flags under-utilised budgets and approaching expiry windows from connected funding data.
07
Cost centre and SIL house allocation
Groups wage cost by SIL house, region, branch or program.
04
Net margin per participant
Links service delivery records to finance and payroll to calculate true margin per client.
08
Board-ready reporting
EBITDA-style views, wage %, utilisation and month-on-month variance summaries.
Group 1 of 3
Oliver at work
Scenario 01
The silent leak
You appear profitable, but Oliver detects delivered supports that never became invoices because roster data and finance records don't match. You bill the gap immediately.
Scenario 02
The over-serviced client
A client is running at -15% margin because service times keep falling into penalty windows with senior staff assigned. You adjust roster mix and timing while maintaining care quality.
Scenario 03
The ghost shift
A staff member was paid for a shift that doesn't exist in the roster or care records. You investigate before the pay run is approved.
Asks before it assumes. Knows its limits.
When Oliver is unsure
Asks when data is missing
“I can calculate margin once I have your pay category mapping for penalties. Do you want to connect payroll, or provide mapping rules?”
Clarifies vague questions
“I can check profitability, wage-to-revenue, leakage alerts or cash-flow risk. Which would you like first?”
Shows its sources
When Oliver says a client is unprofitable, it references the exact connected records: system, period and record IDs.
What Oliver won't do
No legal or tax advice
It doesn't replace your accountant or advise on tax lodgement.
No guessing
If data is missing or inconsistent, it flags the gap and asks for the connection or mapping.
No write-back by default
Insights are read-only. You approve and make corrections in your source systems.
No payments
It analyses and flags pay-run issues. It never executes payments.
No care decisions
It flags low-margin packages but never recommends discontinuing care. People decide.
Who Oliver AI is for
Roles
- CEOs & Owners
- CFOs & Finance Managers
- Payroll Managers
- Operations Managers
Industries
- Aged Care & NDIS
Ideal for
CEOs, CFOs, finance, payroll and operations leaders at organisations with 20+ participants or staff, dealing with margin pressure, disconnected systems and heavy manual reporting.
Not the right fit
Sole traders with very low transaction volume and no roster or payroll complexity.
Oliver AI: frequently asked questions
No. Oliver works like a digital analyst that helps your finance team find issues faster. It automates reconciliation and highlights variances so your experts can focus on decisions and action.
No. Oliver connects to your existing systems via API and creates an insights layer on top. Nothing is replaced.
It matches delivered supports from rosters and service logs to claims and invoices. If a delivery record exists without a matching billing record, it flags it and shows the supporting references.
Yes. Oliver segments by funding stream (NDIS, HCP, CHSP or private) where those fields are available in your connected systems.
Rules can be configured to audit patterns commonly relevant to SCHADS, such as breaks, rest periods, sleepovers, broken shifts, overtime and penalties. Your award interpretation settings stay in your payroll system.
Yes. It flags both “paid less than expected” and “paid more than expected” based on roster evidence and configured rules.
Oliver supports ID mapping and reconciliation rules. If automatic matching can't resolve something, it prompts you through a short mapping step.
It depends on each connector and your chosen refresh settings, from near real-time to scheduled syncs. We'll confirm what each of your systems supports.
Explore related AI Associates
Rostering Associate
Will AI
Always-on rostering assistant that fills shift gaps in minutes, not hours.
- Fill urgent gaps in about 2 minutes
- Reduce overtime and penalty-rate exposure
- Match the closest qualified staff to cut travel cost
Compliance Associate
James AI
Always-on quality and risk auditor that reviews every record, not a sample.
- Audit 100% of records, not a 5–10% sample
- Catch incidents mentioned in notes but never logged
- Turn weeks of note-hunting into a clear timeline
Documentation Associate
Zoe AI
Turns spoken updates into structured, professional notes in seconds.
- Replace end-of-shift typing with voice capture
- Prompts for missing details before a note is approved
- Handover summaries of what changed, generated automatically
HR Associate
Alex AI
Your AI HR manager. Runs hiring to onboarding as one conversation.
- Screen and shortlist resumes against the job description
- Collect and verify mandatory checks before day one
- Run tests, training and onboarding in parallel
1 / 4
See Oliver AI working with your systems
Book a 30-minute walkthrough. Our product experts will look at your stack, confirm which connectors are live and set up Oliver with you.
- No system changes
- Read-only by default
- Data hosted in Australia
- People approve every step
Oliver AI: AI finance, payroll and client profitability analysis
Oliver securely connects your care management, rostering, finance, HR and payroll systems to show exactly where money is leaking, and what to fix, fast. Replace days of spreadsheet reconciliation with near real-time, decision-ready insights that protect and grow margins.
- Boost margins by up to 15%
- Recover $100k–$200k a year in missed invoices and claim leakage
- Save 30–40% of admin time on reconciliations
Finance & Operations
See Oliver AI in action
Watch the walkthrough, then get set up in four steps. Connections are API-first and read-only by default, and most teams connect a system in about 3 minutes once credentials are ready.
Up and running in four steps
- 1
Create your account
Sign up at Curki.ai and verify your email.
- 2
Connect your finance stack
In Connect, paste an API key or complete OAuth for care management or rostering, finance, payroll and HR. More connections mean deeper reconciliation.
- 3
Confirm access and mapping
Choose read-only scopes, then map pay categories, penalties and client and staff IDs wherever automatic matching can't resolve them.
- 4
Run your first reconciliation
Open Financial Health, Client Profitability or Payroll Analysis, choose a pay period and review the flagged leaks, mismatches and margin drivers.
Stuck on scopes or ID mapping? Book a free 30-minute session and our product experts will onboard you end to end. Book a walkthrough
What changes with Oliver AI
Before
Finance teams spend 3–5 days a month exporting CSVs, reconciling payroll to rosters and hunting variances in pivot tables. Profitability is known weeks later, and leaks stay hidden until the cash is already gone.
- Delivered supports that never become invoices
- Unspent funds discovered after they expire
- Penalty rates and overtime quietly eroding margin
- Pay-run errors found only after staff complaints or a wage blowout
With Oliver AI
Connect your systems via API in minutes. Oliver reconciles revenue against wages per client and shift, flags unbilled services, highlights expiring funds and gives you a traffic-light profitability check you can act on immediately.
“From hours of reconciliation to minutes of clarity. Unlock precise profit visibility without changing your existing software.”
What Oliver delivers
Boost margins by up to 15%
Identify under-billed services, unoptimised rosters and penalty-rate hotspots.
Recover $100k–$200k annually
Surface missed invoices, claim leakage and operational inefficiencies.
Save 30–40% of admin time
Cut manual exports, reconciliations and spreadsheet wrangling.
Accelerate reporting by 5x
Management-ready profitability and wage-to-revenue views, produced automatically.
Catch pay-run errors before approval
Flag differences between rostered, approved and paid hours, including ghost shifts.
Audit-ready financial traceability
Every number is linked back to service delivery evidence in your source systems.
| Before | With Oliver |
|---|---|
| 32 hours of admin for accounting and managers | Board-ready report in 3 minutes |
| $8k a month in analyst cost | Answers from Ask Oliver in about a minute |
| $120k a year cost to the business | $120k a year saving |
Illustrative model from Curki's value metrics. Results vary by organisation.
Three modules, one Associate
Module 01
Financial Health
A company-wide financial health check-up. Reconciles delivered supports against claims and invoices, flags unspent funds and produces board-ready views.
Module 02
Client Profitability
The unit economics engine. Shows who you made money on, who you lost money on and why, down to the participant, shift pattern and service line.
Module 03
Payroll Analysis
Your payroll auditor. Reconciles timesheets against pay runs so you catch errors, overpayments and underpayments before payroll is approved.
Key capabilities
What Oliver can do for your team.
01
Revenue reconciliation
Matches delivered supports from rosters and care logs against claims, invoices and receipts.
05
Timesheet vs pay run reconciliation
Line-by-line matching of roster and time entries to payroll pay lines.
09
Multi-entity views
Consolidated or entity-by-entity reporting where multiple finance entities are connected.
02
Claim leakage alerts
Detects services delivered but not billed, with drill-down to the underlying records.
06
Overtime and penalty hotspotting
Pinpoints the shifts, clients and staff patterns driving premium rates.
03
Unspent funds detection
Flags under-utilised budgets and approaching expiry windows from connected funding data.
07
Cost centre and SIL house allocation
Groups wage cost by SIL house, region, branch or program.
04
Net margin per participant
Links service delivery records to finance and payroll to calculate true margin per client.
08
Board-ready reporting
EBITDA-style views, wage %, utilisation and month-on-month variance summaries.
Group 1 of 3
Oliver at work
Scenario 01
The silent leak
You appear profitable, but Oliver detects delivered supports that never became invoices because roster data and finance records don't match. You bill the gap immediately.
Scenario 02
The over-serviced client
A client is running at -15% margin because service times keep falling into penalty windows with senior staff assigned. You adjust roster mix and timing while maintaining care quality.
Scenario 03
The ghost shift
A staff member was paid for a shift that doesn't exist in the roster or care records. You investigate before the pay run is approved.
Asks before it assumes. Knows its limits.
When Oliver is unsure
Asks when data is missing
“I can calculate margin once I have your pay category mapping for penalties. Do you want to connect payroll, or provide mapping rules?”
Clarifies vague questions
“I can check profitability, wage-to-revenue, leakage alerts or cash-flow risk. Which would you like first?”
Shows its sources
When Oliver says a client is unprofitable, it references the exact connected records: system, period and record IDs.
What Oliver won't do
No legal or tax advice
It doesn't replace your accountant or advise on tax lodgement.
No guessing
If data is missing or inconsistent, it flags the gap and asks for the connection or mapping.
No write-back by default
Insights are read-only. You approve and make corrections in your source systems.
No payments
It analyses and flags pay-run issues. It never executes payments.
No care decisions
It flags low-margin packages but never recommends discontinuing care. People decide.
Who Oliver AI is for
Roles
- CEOs & Owners
- CFOs & Finance Managers
- Payroll Managers
- Operations Managers
Industries
- Aged Care & NDIS
Ideal for
CEOs, CFOs, finance, payroll and operations leaders at organisations with 20+ participants or staff, dealing with margin pressure, disconnected systems and heavy manual reporting.
Not the right fit
Sole traders with very low transaction volume and no roster or payroll complexity.
Oliver AI: frequently asked questions
No. Oliver works like a digital analyst that helps your finance team find issues faster. It automates reconciliation and highlights variances so your experts can focus on decisions and action.
No. Oliver connects to your existing systems via API and creates an insights layer on top. Nothing is replaced.
It matches delivered supports from rosters and service logs to claims and invoices. If a delivery record exists without a matching billing record, it flags it and shows the supporting references.
Yes. Oliver segments by funding stream (NDIS, HCP, CHSP or private) where those fields are available in your connected systems.
Rules can be configured to audit patterns commonly relevant to SCHADS, such as breaks, rest periods, sleepovers, broken shifts, overtime and penalties. Your award interpretation settings stay in your payroll system.
Yes. It flags both “paid less than expected” and “paid more than expected” based on roster evidence and configured rules.
Oliver supports ID mapping and reconciliation rules. If automatic matching can't resolve something, it prompts you through a short mapping step.
It depends on each connector and your chosen refresh settings, from near real-time to scheduled syncs. We'll confirm what each of your systems supports.
Explore related AI Associates
Rostering Associate
Will AI
Always-on rostering assistant that fills shift gaps in minutes, not hours.
- Fill urgent gaps in about 2 minutes
- Reduce overtime and penalty-rate exposure
- Match the closest qualified staff to cut travel cost
Compliance Associate
James AI
Always-on quality and risk auditor that reviews every record, not a sample.
- Audit 100% of records, not a 5–10% sample
- Catch incidents mentioned in notes but never logged
- Turn weeks of note-hunting into a clear timeline
Documentation Associate
Zoe AI
Turns spoken updates into structured, professional notes in seconds.
- Replace end-of-shift typing with voice capture
- Prompts for missing details before a note is approved
- Handover summaries of what changed, generated automatically
HR Associate
Alex AI
Your AI HR manager. Runs hiring to onboarding as one conversation.
- Screen and shortlist resumes against the job description
- Collect and verify mandatory checks before day one
- Run tests, training and onboarding in parallel
1 / 4
See Oliver AI working with your systems
Book a 30-minute walkthrough. Our product experts will look at your stack, confirm which connectors are live and set up Oliver with you.
- No system changes
- Read-only by default
- Data hosted in Australia
- People approve every step
Oliver AI: AI finance, payroll and client profitability analysis
Oliver securely connects your care management, rostering, finance, HR and payroll systems to show exactly where money is leaking, and what to fix, fast. Replace days of spreadsheet reconciliation with near real-time, decision-ready insights that protect and grow margins.
- Boost margins by up to 15%
- Recover $100k–$200k a year in missed invoices and claim leakage
- Save 30–40% of admin time on reconciliations
Finance & Operations
See Oliver AI in action
Watch the walkthrough, then get set up in four steps. Connections are API-first and read-only by default, and most teams connect a system in about 3 minutes once credentials are ready.
Up and running in four steps
- 1
Create your account
Sign up at Curki.ai and verify your email.
- 2
Connect your finance stack
In Connect, paste an API key or complete OAuth for care management or rostering, finance, payroll and HR. More connections mean deeper reconciliation.
- 3
Confirm access and mapping
Choose read-only scopes, then map pay categories, penalties and client and staff IDs wherever automatic matching can't resolve them.
- 4
Run your first reconciliation
Open Financial Health, Client Profitability or Payroll Analysis, choose a pay period and review the flagged leaks, mismatches and margin drivers.
Stuck on scopes or ID mapping? Book a free 30-minute session and our product experts will onboard you end to end. Book a walkthrough
What changes with Oliver AI
Before
Finance teams spend 3–5 days a month exporting CSVs, reconciling payroll to rosters and hunting variances in pivot tables. Profitability is known weeks later, and leaks stay hidden until the cash is already gone.
- Delivered supports that never become invoices
- Unspent funds discovered after they expire
- Penalty rates and overtime quietly eroding margin
- Pay-run errors found only after staff complaints or a wage blowout
With Oliver AI
Connect your systems via API in minutes. Oliver reconciles revenue against wages per client and shift, flags unbilled services, highlights expiring funds and gives you a traffic-light profitability check you can act on immediately.
“From hours of reconciliation to minutes of clarity. Unlock precise profit visibility without changing your existing software.”
What Oliver delivers
Boost margins by up to 15%
Identify under-billed services, unoptimised rosters and penalty-rate hotspots.
Recover $100k–$200k annually
Surface missed invoices, claim leakage and operational inefficiencies.
Save 30–40% of admin time
Cut manual exports, reconciliations and spreadsheet wrangling.
Accelerate reporting by 5x
Management-ready profitability and wage-to-revenue views, produced automatically.
Catch pay-run errors before approval
Flag differences between rostered, approved and paid hours, including ghost shifts.
Audit-ready financial traceability
Every number is linked back to service delivery evidence in your source systems.
| Before | With Oliver |
|---|---|
| 32 hours of admin for accounting and managers | Board-ready report in 3 minutes |
| $8k a month in analyst cost | Answers from Ask Oliver in about a minute |
| $120k a year cost to the business | $120k a year saving |
Illustrative model from Curki's value metrics. Results vary by organisation.
Three modules, one Associate
Module 01
Financial Health
A company-wide financial health check-up. Reconciles delivered supports against claims and invoices, flags unspent funds and produces board-ready views.
Module 02
Client Profitability
The unit economics engine. Shows who you made money on, who you lost money on and why, down to the participant, shift pattern and service line.
Module 03
Payroll Analysis
Your payroll auditor. Reconciles timesheets against pay runs so you catch errors, overpayments and underpayments before payroll is approved.
Key capabilities
What Oliver can do for your team.
01
Revenue reconciliation
Matches delivered supports from rosters and care logs against claims, invoices and receipts.
05
Timesheet vs pay run reconciliation
Line-by-line matching of roster and time entries to payroll pay lines.
09
Multi-entity views
Consolidated or entity-by-entity reporting where multiple finance entities are connected.
02
Claim leakage alerts
Detects services delivered but not billed, with drill-down to the underlying records.
06
Overtime and penalty hotspotting
Pinpoints the shifts, clients and staff patterns driving premium rates.
03
Unspent funds detection
Flags under-utilised budgets and approaching expiry windows from connected funding data.
07
Cost centre and SIL house allocation
Groups wage cost by SIL house, region, branch or program.
04
Net margin per participant
Links service delivery records to finance and payroll to calculate true margin per client.
08
Board-ready reporting
EBITDA-style views, wage %, utilisation and month-on-month variance summaries.
Group 1 of 3
Oliver at work
Scenario 01
The silent leak
You appear profitable, but Oliver detects delivered supports that never became invoices because roster data and finance records don't match. You bill the gap immediately.
Scenario 02
The over-serviced client
A client is running at -15% margin because service times keep falling into penalty windows with senior staff assigned. You adjust roster mix and timing while maintaining care quality.
Scenario 03
The ghost shift
A staff member was paid for a shift that doesn't exist in the roster or care records. You investigate before the pay run is approved.
Asks before it assumes. Knows its limits.
When Oliver is unsure
Asks when data is missing
“I can calculate margin once I have your pay category mapping for penalties. Do you want to connect payroll, or provide mapping rules?”
Clarifies vague questions
“I can check profitability, wage-to-revenue, leakage alerts or cash-flow risk. Which would you like first?”
Shows its sources
When Oliver says a client is unprofitable, it references the exact connected records: system, period and record IDs.
What Oliver won't do
No legal or tax advice
It doesn't replace your accountant or advise on tax lodgement.
No guessing
If data is missing or inconsistent, it flags the gap and asks for the connection or mapping.
No write-back by default
Insights are read-only. You approve and make corrections in your source systems.
No payments
It analyses and flags pay-run issues. It never executes payments.
No care decisions
It flags low-margin packages but never recommends discontinuing care. People decide.
Who Oliver AI is for
Roles
- CEOs & Owners
- CFOs & Finance Managers
- Payroll Managers
- Operations Managers
Industries
- Aged Care & NDIS
Ideal for
CEOs, CFOs, finance, payroll and operations leaders at organisations with 20+ participants or staff, dealing with margin pressure, disconnected systems and heavy manual reporting.
Not the right fit
Sole traders with very low transaction volume and no roster or payroll complexity.
Oliver AI: frequently asked questions
No. Oliver works like a digital analyst that helps your finance team find issues faster. It automates reconciliation and highlights variances so your experts can focus on decisions and action.
No. Oliver connects to your existing systems via API and creates an insights layer on top. Nothing is replaced.
It matches delivered supports from rosters and service logs to claims and invoices. If a delivery record exists without a matching billing record, it flags it and shows the supporting references.
Yes. Oliver segments by funding stream (NDIS, HCP, CHSP or private) where those fields are available in your connected systems.
Rules can be configured to audit patterns commonly relevant to SCHADS, such as breaks, rest periods, sleepovers, broken shifts, overtime and penalties. Your award interpretation settings stay in your payroll system.
Yes. It flags both “paid less than expected” and “paid more than expected” based on roster evidence and configured rules.
Oliver supports ID mapping and reconciliation rules. If automatic matching can't resolve something, it prompts you through a short mapping step.
It depends on each connector and your chosen refresh settings, from near real-time to scheduled syncs. We'll confirm what each of your systems supports.
Explore related AI Associates
Rostering Associate
Will AI
Always-on rostering assistant that fills shift gaps in minutes, not hours.
- Fill urgent gaps in about 2 minutes
- Reduce overtime and penalty-rate exposure
- Match the closest qualified staff to cut travel cost
Compliance Associate
James AI
Always-on quality and risk auditor that reviews every record, not a sample.
- Audit 100% of records, not a 5–10% sample
- Catch incidents mentioned in notes but never logged
- Turn weeks of note-hunting into a clear timeline
Documentation Associate
Zoe AI
Turns spoken updates into structured, professional notes in seconds.
- Replace end-of-shift typing with voice capture
- Prompts for missing details before a note is approved
- Handover summaries of what changed, generated automatically
HR Associate
Alex AI
Your AI HR manager. Runs hiring to onboarding as one conversation.
- Screen and shortlist resumes against the job description
- Collect and verify mandatory checks before day one
- Run tests, training and onboarding in parallel
1 / 4
See Oliver AI working with your systems
Book a 30-minute walkthrough. Our product experts will look at your stack, confirm which connectors are live and set up Oliver with you.
- No system changes
- Read-only by default
- Data hosted in Australia
- People approve every step
Oliver AI: AI finance, payroll and client profitability analysis
Oliver securely connects your care management, rostering, finance, HR and payroll systems to show exactly where money is leaking, and what to fix, fast. Replace days of spreadsheet reconciliation with near real-time, decision-ready insights that protect and grow margins.
- Boost margins by up to 15%
- Recover $100k–$200k a year in missed invoices and claim leakage
- Save 30–40% of admin time on reconciliations
Finance & Operations
See Oliver AI in action
Watch the walkthrough, then get set up in four steps. Connections are API-first and read-only by default, and most teams connect a system in about 3 minutes once credentials are ready.
Up and running in four steps
- 1
Create your account
Sign up at Curki.ai and verify your email.
- 2
Connect your finance stack
In Connect, paste an API key or complete OAuth for care management or rostering, finance, payroll and HR. More connections mean deeper reconciliation.
- 3
Confirm access and mapping
Choose read-only scopes, then map pay categories, penalties and client and staff IDs wherever automatic matching can't resolve them.
- 4
Run your first reconciliation
Open Financial Health, Client Profitability or Payroll Analysis, choose a pay period and review the flagged leaks, mismatches and margin drivers.
Stuck on scopes or ID mapping? Book a free 30-minute session and our product experts will onboard you end to end. Book a walkthrough
What changes with Oliver AI
Before
Finance teams spend 3–5 days a month exporting CSVs, reconciling payroll to rosters and hunting variances in pivot tables. Profitability is known weeks later, and leaks stay hidden until the cash is already gone.
- Delivered supports that never become invoices
- Unspent funds discovered after they expire
- Penalty rates and overtime quietly eroding margin
- Pay-run errors found only after staff complaints or a wage blowout
With Oliver AI
Connect your systems via API in minutes. Oliver reconciles revenue against wages per client and shift, flags unbilled services, highlights expiring funds and gives you a traffic-light profitability check you can act on immediately.
“From hours of reconciliation to minutes of clarity. Unlock precise profit visibility without changing your existing software.”
What Oliver delivers
Boost margins by up to 15%
Identify under-billed services, unoptimised rosters and penalty-rate hotspots.
Recover $100k–$200k annually
Surface missed invoices, claim leakage and operational inefficiencies.
Save 30–40% of admin time
Cut manual exports, reconciliations and spreadsheet wrangling.
Accelerate reporting by 5x
Management-ready profitability and wage-to-revenue views, produced automatically.
Catch pay-run errors before approval
Flag differences between rostered, approved and paid hours, including ghost shifts.
Audit-ready financial traceability
Every number is linked back to service delivery evidence in your source systems.
| Before | With Oliver |
|---|---|
| 32 hours of admin for accounting and managers | Board-ready report in 3 minutes |
| $8k a month in analyst cost | Answers from Ask Oliver in about a minute |
| $120k a year cost to the business | $120k a year saving |
Illustrative model from Curki's value metrics. Results vary by organisation.
Three modules, one Associate
Module 01
Financial Health
A company-wide financial health check-up. Reconciles delivered supports against claims and invoices, flags unspent funds and produces board-ready views.
Module 02
Client Profitability
The unit economics engine. Shows who you made money on, who you lost money on and why, down to the participant, shift pattern and service line.
Module 03
Payroll Analysis
Your payroll auditor. Reconciles timesheets against pay runs so you catch errors, overpayments and underpayments before payroll is approved.
Key capabilities
What Oliver can do for your team.
01
Revenue reconciliation
Matches delivered supports from rosters and care logs against claims, invoices and receipts.
05
Timesheet vs pay run reconciliation
Line-by-line matching of roster and time entries to payroll pay lines.
09
Multi-entity views
Consolidated or entity-by-entity reporting where multiple finance entities are connected.
02
Claim leakage alerts
Detects services delivered but not billed, with drill-down to the underlying records.
06
Overtime and penalty hotspotting
Pinpoints the shifts, clients and staff patterns driving premium rates.
03
Unspent funds detection
Flags under-utilised budgets and approaching expiry windows from connected funding data.
07
Cost centre and SIL house allocation
Groups wage cost by SIL house, region, branch or program.
04
Net margin per participant
Links service delivery records to finance and payroll to calculate true margin per client.
08
Board-ready reporting
EBITDA-style views, wage %, utilisation and month-on-month variance summaries.
Group 1 of 3
Oliver at work
Scenario 01
The silent leak
You appear profitable, but Oliver detects delivered supports that never became invoices because roster data and finance records don't match. You bill the gap immediately.
Scenario 02
The over-serviced client
A client is running at -15% margin because service times keep falling into penalty windows with senior staff assigned. You adjust roster mix and timing while maintaining care quality.
Scenario 03
The ghost shift
A staff member was paid for a shift that doesn't exist in the roster or care records. You investigate before the pay run is approved.
Asks before it assumes. Knows its limits.
When Oliver is unsure
Asks when data is missing
“I can calculate margin once I have your pay category mapping for penalties. Do you want to connect payroll, or provide mapping rules?”
Clarifies vague questions
“I can check profitability, wage-to-revenue, leakage alerts or cash-flow risk. Which would you like first?”
Shows its sources
When Oliver says a client is unprofitable, it references the exact connected records: system, period and record IDs.
What Oliver won't do
No legal or tax advice
It doesn't replace your accountant or advise on tax lodgement.
No guessing
If data is missing or inconsistent, it flags the gap and asks for the connection or mapping.
No write-back by default
Insights are read-only. You approve and make corrections in your source systems.
No payments
It analyses and flags pay-run issues. It never executes payments.
No care decisions
It flags low-margin packages but never recommends discontinuing care. People decide.
Who Oliver AI is for
Roles
- CEOs & Owners
- CFOs & Finance Managers
- Payroll Managers
- Operations Managers
Industries
- Aged Care & NDIS
Ideal for
CEOs, CFOs, finance, payroll and operations leaders at organisations with 20+ participants or staff, dealing with margin pressure, disconnected systems and heavy manual reporting.
Not the right fit
Sole traders with very low transaction volume and no roster or payroll complexity.
Oliver AI: frequently asked questions
No. Oliver works like a digital analyst that helps your finance team find issues faster. It automates reconciliation and highlights variances so your experts can focus on decisions and action.
No. Oliver connects to your existing systems via API and creates an insights layer on top. Nothing is replaced.
It matches delivered supports from rosters and service logs to claims and invoices. If a delivery record exists without a matching billing record, it flags it and shows the supporting references.
Yes. Oliver segments by funding stream (NDIS, HCP, CHSP or private) where those fields are available in your connected systems.
Rules can be configured to audit patterns commonly relevant to SCHADS, such as breaks, rest periods, sleepovers, broken shifts, overtime and penalties. Your award interpretation settings stay in your payroll system.
Yes. It flags both “paid less than expected” and “paid more than expected” based on roster evidence and configured rules.
Oliver supports ID mapping and reconciliation rules. If automatic matching can't resolve something, it prompts you through a short mapping step.
It depends on each connector and your chosen refresh settings, from near real-time to scheduled syncs. We'll confirm what each of your systems supports.
Explore related AI Associates
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- Fill urgent gaps in about 2 minutes
- Reduce overtime and penalty-rate exposure
- Match the closest qualified staff to cut travel cost
Compliance Associate
James AI
Always-on quality and risk auditor that reviews every record, not a sample.
- Audit 100% of records, not a 5–10% sample
- Catch incidents mentioned in notes but never logged
- Turn weeks of note-hunting into a clear timeline
Documentation Associate
Zoe AI
Turns spoken updates into structured, professional notes in seconds.
- Replace end-of-shift typing with voice capture
- Prompts for missing details before a note is approved
- Handover summaries of what changed, generated automatically
HR Associate
Alex AI
Your AI HR manager. Runs hiring to onboarding as one conversation.
- Screen and shortlist resumes against the job description
- Collect and verify mandatory checks before day one
- Run tests, training and onboarding in parallel
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See Oliver AI working with your systems
Book a 30-minute walkthrough. Our product experts will look at your stack, confirm which connectors are live and set up Oliver with you.
- No system changes
- Read-only by default
- Data hosted in Australia
- People approve every step
